Health Savings Accounts

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A Health Savings Account (HSA) is a tax-exempt account established exclusively for the purpose of paying or reimbursing qualified medical expenses incurred by you, your spouse or your dependents. This program allows for individual, and/or employer contributions to be excluded from taxable income.

Eligibility for such an account depends upon the following:

  • Coverage under a high-deductible health plan (HDHP)
  • No coverage under another health plan (exceptions apply)
  • Not enrolled in Medicare.
  • Not eligible to be claimed as a dependent.

Contributions to an HSA can be made by the individual, employer or both.  However, the total contributions are limited annually in accordance with Federal guidelines.

AmFirst Bank Health Savings Account

  • No minimum balance
  • No service charge or activity fee
  • Variable interest rate
  • Unlimited check writing
  • Images of cancelled checks returned to you
  • Visa Check Card available to qualified applicants (purchases only)
  • First order of duplicate checks at no cost
  • Low, one-time $25 account setup fee

 

Please call our office nearest you for more information:

McCook, NE 308-345-1555
Benkelman, NE 308-423-2171
Hayes Center, NE 308-286-3276