Low Interest Energy Saving Loans

Is your furnace having trouble keeping the winter chill away?  An Energy Saving Loan offered by the Nebraska Energy Office and AmFirst Bank, may be the answer for you.  Many common home, building or system energy improvements qualify for this special financing.  These projects are generally cost-effective and may be financed with a low-interest loan for 5, 7, or 10 years.

Some typical improvements you may finance include:

  • High Efficiency Equipment
          Heating, Air Conditioning, Water Heaters and
          Lighting
  • Windows and Doors
  • Insulation to be added to attics, walls or other
  • Appliances
          Refrigerator, Freezer, Dishwasher, Clothes Washer/Dryer
  • Programmable Thermostats


In an EMERGENCY:  Projects may start before the Energy Office approves the loan in these two situations:

  • Heating system fails or is red-tagged during the winter months (September through May)
  • Cooling system fails during the summer months (May through August) and is related to verifiable medical reasons


Getting a loan can be easy just by following these few simple steps:

1. Complete the correct form related to the home improvement.  These forms are available by visiting http://www.neo.ne.gov/loan/index.html or contacting AmFirst Bank.
2. Complete a home equity loan application from AmFirst Bank.
3. Obtain price quotes or bids from contractors, dealers or installers, but do not proceed with any construction.  Attach the quotes to the correct form.
4. Bring the completed forms and application to AmFirst Bank to start the loan process.
5. All qualifying work should be completed within 5 months after the Energy Office’s commitment of funds.

Call us today at 308-345-1555 to help make your home or office more efficient!

NOTE: These loans are available only for future improvements;
you cannot qualify for this loan if the improvement has already been made.


Restrictions that may apply to Low Interest Energy Loans funded through the Nebraska Energy Office:

  • Limits on the amount you can borrow.
  • A loan is obtainable only for the cost of goods and services, not for your own labor.
  • Only legal residents of Nebraska may apply.
  • The subject property must be located in Nebraska.
  • Nominal origination fees and closing costs apply.