Conventional Home Loans
At AmFirst Bank you’ll feel right at home with our full range of Residential Mortgage Services featuring competitive rates and terms. Our knowledgeable and helpful staff will find the right loan program to fit your needs!
We know buying a home is one of the largest purchases you’ll ever make. As a part of the home purchase process, we will help you explore your current financial condition, your needs, desires and goals.
To assist us as you “Pre-Qualify”, please bring us your:
- Most recent pay-stub
- Most recent bank statements and other investment statements
- Creditors’ names, monthly payments and current balances
- If self-employed, your past 2 years tax returns
Call us today at 308-345-1555 to make an appointment!
We offer a variety of loans to meet your needs:
Conventional Fixed-Rate Mortgages
If you are receiving a fixed income or on a budget, this loan may fit your needs because your principal and interest payment will always stay the same. Also, the interest rate will never change throughout the life of the loan.
Cash-out Refinances
This loan allows you to use the equity in your home for home improvements, pay off creditors, or other credit needs. A refinance can also lower your interest rate under our conventional fixed-rate or adjustable rate mortgages.
Adjustable Rate Mortgages (ARMS)
An ARM loan has a variety of fixed payments for one to five years depending on your need. You may be interested in a 10, 15, 20, 25, or 30 year term.
Construction Mortgages
A construction loan can help you build primary residences, second homes, or even investment properties. After construction is complete, we offer permanent financing.
Investment Property Loans
If you are looking to invest in one-to-four unit properties, this loan option can be easily financed.
Bridge Loans
This loan allows you to buy a new home before you sell your current home; by simply using the equity in your current home.
